Funding Circle is supported by the British Business Bank, a development bank wholly owned by the UK Government. In 2014, the Government-backed British Business Bank Investment Programme invested £40 million alongside other investors, to support economic growth by providing more efficient finance to small businesses. Funding Circle is one of the UK’s largest peer to peer lending platforms. The funds are loaned by the Government, other businesses and investors who can earn approximately *7.3% return. Click here if you are interested in knowing more about investing.

*Remember, your actual return may be higher or lower as your capital is at risk.

Simple, affordable business loans from Funding Circle and are available through a marketplace that connects established businesses looking to borrow, with people and other investors who want to lend. By cutting out the costs and complexity of dealing with banks, you can get an affordable loan for your business in just one week with no early repayment fee.

Applications can be made for loans from £5,000 – £1million with repayment terms of up to five years.

Eligibility for a business loan can be checked here

Funding Circle current equity investors are Accel Partners, Baillie Gifford, BlackRock, DST Global, Index Ventures, Ribbit Capital, Sands Capital, Temasek and Union Square Ventures (March 2016).


Loans of between £5,000 & £1m available

Repayment terms of up to five years