Low-interest loans for creative digital small or medium-sized enterprises (SMEs) based in England, but outside Greater London.

Creative England understands the needs of SMEs, particularly those in the creative sector. They know how difficult it is to access finance from traditional sources and that in order to take you business to the next stage, you need a cash injection to make your growth plans a reality.

They provide support and invest in digital creative companies to finance business growth. This helps to fuel the fastest growing sector in the UK economy by financing business expansion and new products, leading to the creation of new high-quality  jobs and Intellectual Property.


  • You need to  be an SME working in the creative, digital sector
  • Your business needs to be established, generating revenues with an intention to grow and create jobs.
  • You need to be able to demonstrate 50/50 match funding
  • You need to be registered and trading in the English regions outside of Greater London.

Loan details

  • The scheme offers loans from £50,000 to £250,000
  • Repayment terms range from 3 months to a maximum of 36 months
  • Interest rates range from 5% – 10% depending on the risk profile of the applicant

For a loan of £150,000 with an interest rate of 5% over 36 months, repayment could look like this:

  • Initial fee of £7,500
  • 36 monthly repayments of £4,496

For more information about this scheme please visit the Creative England website using the link provided on the right hand side. Alternatively, to contact them directly please use the contact information also provided on the right hand side.